I explain what the backdoor Roth + mega backdoor Roth conversion strategies are and how to execute them successfully.
Why the 4% rule doesn’t work anymore (HYW086)
Renowned retirement economist Wade Pfau, PhD, explains why the 4% rule no longer works in today’s environment + his recommended safe withdrawal rate instead.
How current economic changes impact retirement safe withdrawal rates (HYW085)
Karsten Jeske, PhD, CFA, shares insights on how current macroeconomic trends are impacting retirement safe withdrawal rates and asset allocation.
Retirement withdrawal strategies: tax-efficient portfolio drawdowns (HYW083)
Steve Parrish, Co-Director of the Center for Retirement Income at The American College of Financial Services, shares key retirement withdrawal strategies.
Annuities explained: is annuity income a good investment in retirement? (HYW082)
Stan The Annuity Man explains how annuities work, how to decide whether annuities are right for you, and how annuities fit into your retirement strategy.
Language learning through travel immersion courses in early retirement (HYW076)
Ingrid, engineer turned early retiree & travel blogger, shares her early retirement experience pursuing language learning through travel immersion courses.
How to early retire (FIRE) if your spouse isn’t on board (HYW074)
Caroline Ceniza-Levine, a career coach now early retired, shares tips and advice (from experience) for how to convince your spouse about early retirement.
Asset allocation: Is rental real estate a safer type of “yield shield”? (HYW070)
Karsten Jeske, CFA, on using rental real estate as an alternate “yield shield” + how to analyze the “crossover” point where sequence risk disappears.
Asset allocation: Does the “yield shield” really protect against sequence of returns risk? (HYW069)
Karsten Jeske, CFA, argues that a “yield shield” strategy does not actually do a better job protecting against sequence risk than a plain stock index.
Asset allocation: How to use a bond tent to reduce sequence of returns risk (HYW068)
Karsten Jeske, CFA, explains how a “bond tent” asset allocation strategy can reduce sequence of returns risk in the years just before and after retirement.
